Pennsylvania Health Insurance : Uninsured Helping Pennsylvanians since 2005 : EasyToInsureME

Some states in the US require that all citizens of their state be covered for Health Insurance. Pennsylvania is one of the states that allows PA citizens to receive  Free Pennsylvania Health Insurance. There are 2 free health insurance programs CHIP for children and AdultBasic for adults. However a Pennsylvania resident must qualify first.

Do you Qualify for CHIP see income charts and apply now at EasyToInsureMe.com

Do you Qualify for AdutlBasic see income charts and apply now at EasyToInsureMe.com

SO, HOW DO I SIGN UP for CHIP?
You’re ready to apply – great! Before you do, you will need the following information handy to apply:

• Income amounts for your entire household before taxes – this includes income from employment and all other forms of income (for example – social security, pension, workers compensation, unemployment, child support, etc)
• Social Security Numbers and birthdates for all applicants
• Day care expenses for your household (if any)
• Work transportation expenses for your household (if any)
• Private health insurance information (if you have or had private health insurance in the last six months)
• Car insurance card information (if you have car insurance)

SO, HOW DO I SIGN UP for AdultBasic?

Recognizing the need to provide quality healthcare coverage that is accessible and affordable to the Commonwealths uninsured adult population, adultBasic was launched in 2002 to cover the basic healthcare needs of Pennsylvanians age 19-64 who have no health insurance and who meet certain eligibility requirements.

We are proud to have already covered over 90,000 Pennsylvanians with adultBasic. You may be eligible to take advantage of the benefits that adultBasic has to offer. Find out if you qualify by accessing the links below. You’ll be glad you did.

• • Current Enrollment 55,256
  • What is adultBasic?
  • Am I eligible for the program?
  • What are the benefits?
  • How do I apply for coverage?
  • Is it true adultBasic has a waiting list? YES
  • Where can I find additional resources?

Watch the video related to health insurance

Sen. Jeff Bingaman, DN.M., talks about a health insurance bill, energy and Supreme Court nominee Sonia Sotomayor.

Help answer the question about health insurance

Specifically:
1) Is health insurance compulsory for everyone?
2) What happens if someone cannot afford it?
3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything extra?
4) Does the patient have any say over what kind of procedure he can take? Say if 2 treatments are available for his condition, can the patient choose the more expensive treatment? And if so, is it covered by the insurance?

Thanks for reading this. Your help in answering any part of the questions would be greatly appreciated!
Thanks to those who have responded so far.

I would like to further ask:

Does a health insurance contract state that it will only cover the "normal" rates for a procedure? For eg. if there are 2 possible treatments for a disease, 1 of which is more expensive but more effective than the other, will the patient only be covered by the LESS expensive one?

Or is it a case in which the patient can opt for the more expensive one and "top-up" the difference?

This is a crucial question to my understanding the case. Thanks!